This 10-point plan reimagines the future of insurance in our climate-changed world, offering a roadmap to resilience against escalating natural catastrophes.
As climate change accelerates, bringing more frequent and severe weather catastrophes, the insurance industry faces unprecedented challenges. Skyrocketing premiums, market withdrawals, and solvency concerns signal the urgent need to rethink the traditional insurance model.
But with these challenges comes a pivotal opportunity. Insurers, armed with significant economic influence and unmatched risk expertise, are uniquely positioned to drive stronger climate policies and accelerate the transition to a decarbonized economy—both in the U.S. and globally.
By harnessing their resources, expertise, and influence, insurers can lead the way in shaping a resilient future where protection and prosperity go hand in hand.
The Ceres 10-point plan provides a comprehensive roadmap for insurers, regulators, local governments, community groups, and investors to collaborate on ensuring the industry’s resilience. By taking bold action, embracing innovation, and fostering partnerships, insurers can secure their success while safeguarding the businesses, employees, and communities that depend on their vital services.